With a conveniently located office, a drive thru window, free checking and our many electronic services, you’ll find doing business is quick and easy with Cowlitz Credit Union. Consider how the following services can make your life just a little bit easier:
- Free Checking
- Direct Deposit & Payroll Deductions
- Visa Check Card
- Automated Teller Cash Cards
- CAT – Cowlitz Automated Phone Teller
- And much, much more…
Our Checking account is an exceptional value. It’s FREE! And if you choose to maintain a balance, it becomes better than free…we’ll pay monthly dividends on your Checking account.
Sometimes called a “Share Draft” account, you’ll find our Checking account flexible, easy to use, and without the added fees that most financial institutions charge.
- No monthly service fees.
- No minimum monthly balance requirement.
- Unlimited check writing (no per check fees).
- Monthly statements for easy balancing.
- Personal check orders, a wide variety of low cost duplicate checks.
- Free VISA Check Card, a VISA card that automatically debits your checking account and
can be used to make withdrawals from checking or savings at cash machines on the VISA network worldwide.
- Overdraft protection. Protect yourself from overdraft fees by designating one or more of your Credit Union accounts as a source of funds to cover overdrafts. Overdraft Protection is also available with our Personal Line of Credit as well. See the loan services for more information.
- Earns interest when you maintain a monthly balance.
- Free 24-hour access to your account through CAT, our Automated Phone Teller.
Checking accounts are easy to open. Stop by the office, or if you prefer, you can open your account by mail. Just call or e-mail financial services and we’ll send you everything you need to open your account right away (Sorry we can’t e-mail the necessary paperwork).
Direct Deposit and Payroll Deduction
Convenient, automatic and safe, Direct Deposit and Payroll Deduction is a smart and easy way to have your paycheck automatically deposited into any of your accounts. Direct Deposit gives you faster access to your funds and is safer too. You can also save time by not having to make special trips to the Credit Union, or wait in line every payday.
Direct Deposit enables an employer to send your check directly to Cowlitz Credit Union where your funds are deposited into your accounts any way you choose. It’s available to all employers participating in the program, and members who receive any type of regular government check.
If you receive a regular check from one of the following, you’re eligible for Direct Deposit:
- Social Security
- Supplemental Security Income
- Civil Service or Military Retirement
- Federal and Armed Forces Salary
- VA Compensation and Pension
- Railroad Retirement